Terms of Service

About these terms

These Terms of Service describe the conditions under which Sumwise provides its personal tax planning services and operates this website. By using our services or this website, you agree to these terms.

If you have questions about anything in this document, please reach out via our contact page before proceeding.

1. Service usage

Sumwise provides personal tax planning guidance and educational information. By accessing and using our services, you agree to the following:

• 1.1 You will use our services only for lawful purposes and in accordance with these terms.
• 1.2 You will not attempt to misuse, disrupt, or gain unauthorised access to any part of our website or systems.
• 1.3 You understand that the information provided through Sumwise is for planning and educational purposes and does not constitute regulated financial or legal advice.
• 1.4 You will seek independent professional advice before making any financial, tax, or investment decisions.
• 1.5 Services are available to individuals aged 18 and over.

2. Acceptable use policy

When using this website, you agree not to:

• 2.1 Submit false, misleading, or fraudulent information through any form or communication channel.
• 2.2 Use automated tools to scrape or extract content from the site without permission.
• 2.3 Attempt to introduce malicious code, viruses, or other harmful material.
• 2.4 Reproduce, distribute, or republish any content from this site without written permission.

3. Communications and access

Sumwise does not currently offer user accounts. Communications with us take place via our contact form. You are responsible for:

• 3.1 Ensuring the email address you provide is accurate so that we can respond to you.
• 3.2 Keeping any documents or summaries we send you appropriately secure.
• 3.3 Notifying us promptly if contact details change during an ongoing engagement.

4. Service availability

• 4.1 We endeavour to keep the website available at all reasonable times but cannot guarantee uninterrupted access.
• 4.2 We reserve the right to modify, suspend, or discontinue any part of our services at any time with reasonable notice.
• 4.3 Features or services described on this site may vary by location or availability at any given time.
• 4.4 Planned maintenance may occasionally cause brief periods of unavailability.

5. Intellectual property

• 5.1 All content on this website — including text, design, and code — is owned by or licensed to Sumwise and is protected by applicable copyright and intellectual property laws.
• 5.2 Written summaries and documents provided to clients as part of a paid engagement are for that client's personal use only.
• 5.3 You may not reproduce or distribute content from this site commercially without our prior written consent.

6. Changes to these terms

We may update these terms from time to time. Significant changes will be noted on this page. Continued use of our website or services following an update constitutes acceptance of the revised terms.