Life Events · $280
Big moments deserve
a considered response
A property sale, an inheritance, a new role — these aren't everyday decisions. When the stakes feel higher, having a clear picture of the tax considerations involved makes the moment far easier to navigate.
What This Offers You
Navigate a significant change without second-guessing yourself
The Life-Change Planning Session is designed for individuals facing a specific moment — not a general review of the year, but a focused look at a particular event and what it means for your tax position. You'll finish the session with a written summary of the considerations involved and a clearer sense of the options open to you.
Focused on your event
The session centres on the specific life change you're facing — what it means for your tax position and what considerations are worth understanding before you act.
Written summary included
You receive a clear written record of what was discussed, what applies to your situation, and what options are available — something to refer back to as things develop.
No prior tax knowledge needed
We explain everything in plain language. You don't need to have done research beforehand — that's what the session is for.
A Recognisable Feeling
Life changes bring questions most people aren't prepared for
When something significant happens — a property sale completes, an estate is settled, a career shift lands in your lap — the practical questions follow quickly. What are the tax implications? What do I need to do, and when? Is there anything I should have done differently, or can still do?
Finding clear answers isn't easy. General information online tends to be either too broad to apply to your situation, or too technical to be readable. And the window for acting on certain options is often shorter than people realise.
Having a session focused specifically on your event changes the experience. You move from uncertainty to a clear understanding of where things stand — and what, if anything, is worth doing.
Property transactions
A sale or purchase can carry capital gains considerations, reliefs, and timing decisions that aren't obvious without some guidance — and the rules depend on your specific circumstances.
Inheritances and estates
Receiving an inheritance involves navigating questions about what you've received, what may be owed, and what options are available to you — while managing a process that's already emotionally demanding.
Employment changes
Starting a new role, leaving one, moving to self-employment, or receiving a settlement — each carries its own set of tax implications that vary considerably depending on the details.
The Approach
Guidance shaped around your specific event
Unlike a general annual review, the Life-Change Planning Session concentrates entirely on the event you're navigating. We prepare for the conversation with your particular situation in mind — so the session covers what's actually relevant, not a broad survey of things that may not apply to you.
Understanding your event
Before the session, we'll ask you to describe the situation in your own words — what's happened or is about to happen, what you already know, and where you feel uncertain. This lets us prepare something genuinely useful rather than arriving cold.
Working through the implications
During the session we walk through the tax landscape around your event — what applies, what doesn't, what the timing considerations are, and what options remain open. Everything explained in plain language, with space for your questions throughout.
The written summary
You receive a clear written record of the considerations discussed, the options available to you, and any actions worth considering — along with honest notes about what falls outside the scope of this session and where additional advice may be appropriate.
Ongoing availability
Life events rarely resolve in a single conversation. If further questions arise as the situation develops, we're easy to reach. There's no obligation to commit to anything beyond the session itself.
What to Expect
A session that takes your situation seriously
The session runs for as long as is genuinely useful — typically 60 to 90 minutes — and is conducted remotely at a time that works for you. We don't rush through a checklist; the pace is set by the complexity of your situation and the questions you bring.
Your situation, explained back to you clearly
We'll often start by summarising what we understand about your event — so you can correct anything, confirm the details, and feel confident we've understood it properly before we go further.
The considerations, walked through without jargon
We'll explain each relevant area in plain terms — what it means for your situation, why it matters, and what the options are. If something isn't clear, we'll try a different approach until it is.
Honest about the limits
Where a question falls outside what can reasonably be covered in a planning session — particularly where formal professional advice would be more appropriate — we'll say so clearly and explain why.
You'll leave the session better equipped
Not with a decision made for you, but with the understanding you need to make informed choices — and a written summary to refer to when the details matter.
The Investment
Straightforward pricing, no surprises
Life-Change Planning Session
One focused session with written summary
$280
one-time fee
What's included
- Pre-session review of your event and circumstances
- 60–90 minute focused planning session conducted remotely
- Comprehensive walk-through of the tax considerations relevant to your event
- Options and timing considerations explained for your specific situation
- Written summary delivered within two working days of the session
- One follow-up question via email within two weeks, included at no extra charge
The $280 fee covers the complete session and written summary. If your event involves several interrelated elements that may require additional time, we'll discuss that with you in advance — there are no unexpected charges after the fact.
Why This Works
Specificity makes the difference
General guidance on life events and tax tends to cover every scenario at a surface level — which is rarely enough when it's your situation you're trying to navigate. The Life-Change Planning Session works differently: we spend time with your specific event, rather than a broad survey of possibilities.
01
Prepare specifically
We review your event before the session so the time together covers what's relevant to you — not a generic overview of a category of events.
02
Focus on decisions
The session is oriented around the decisions you face and the options available to you — not the theory behind how tax on that type of event generally works.
03
Document clearly
The written summary captures what was discussed in plain language — specific to your situation, not a generic template — so you have a reliable reference as things progress.
A note on scope
The Life-Change Planning Session is a planning and information service. Where a situation requires formal professional advice — from a solicitor, accountant, or financial adviser — we'll be direct about that and won't attempt to substitute for it. The session is designed to help you understand your position clearly; decisions about what to do with that understanding remain yours.
Our Commitment
We take these conversations seriously, because the moments are
Life events aren't routine. We approach them with care — preparing properly, listening before advising, and making sure the written summary you receive actually reflects your situation and not a generic outline. If anything from the session is unclear or feels incomplete, we want to know so we can address it.
Prepared for your event
We don't arrive at the session without reading what you've shared. The conversation is shaped by your specific situation from the start.
Summary within 2 working days
The written record arrives promptly — while the details of the session are still fresh for both parties and most useful to you.
One follow-up included
Questions often surface once you've had time to absorb the session. One follow-up question by email is included — no need to book another session for a clarification.
Getting Started
A straightforward path from here
You don't need to have everything figured out before getting in touch. Telling us roughly what's happening is enough to get started.
Describe what's happening
Use the contact form to share a little about the event you're navigating — what it is, roughly where things stand, and what you'd like to understand better. No particular format required.
We'll confirm it's a good fit
We'll respond within one business day. If the Life-Change Planning Session is well suited to your situation, we'll suggest a time and send a short set of questions to prepare properly.
The session, at a time that works
Conducted remotely, typically within a few days of your initial message. The session runs for as long as is genuinely useful — usually 60 to 90 minutes.
Written summary follows
Within two working days, a clear written record of the considerations discussed and options available arrives in your inbox — something concrete to carry with you as the situation develops.
Life-Change Planning Session
Face the moment with a clear picture
One focused session, a written summary of your options, and a better understanding of what the change means for you. If that sounds like what you need, we'd be glad to hear from you.
Other Services
Other ways to work with Sumwise
Annual Review · $320
Annual Tax Planning Review
A calm, once-a-year session to map out your allowances and reliefs in plain language — so you can plan the full year ahead at an unhurried pace.
Learn more →
Year-Round · $95 / month
Year-Round Planning Partnership
Ongoing access to an adviser through the year, with seasonal check-ins and prompt answers to questions as they come up.
Learn more →